Augsburg students are not required to have health insurance (some low cost services are available to uninsured Augsburg students through a contract with Smiley’s Clinic). However, you are strongly encouraged to pursue insurance coverage, as there are now many affordable options through the Affordable Care Act. And many of our students who come from low-income households, find that they qualify for free or very low cost insurance through federal or state programs like Medical Assistance and Minnesota Care. There is a lot of support available for figuring this out.
If you are from out of state, and have out of state insurance, make sure that your policy covers you in Minneapolis. If not, please contact your company to see if it’s possible to make special arrangements for out-of-area coverage.
If your parents have insurance, the Affordable Care Act allows students to stay on their parents’ policy until the age of 26.
If you do not have insurance, here are some helpful resources to check out.
Private Student Insurance Plans
The David Agency, Tim Donovan 952-277-0674 Offers voluntary health insurance to Augsburg College students. A number of plans are available.
ACA / Obamacare
MNSure - New Health insurance exchange that provides a one-stop health insurance marketplace where Minnesotans can find and compare plans and choose the coverage that fits their needs. Based on your income, MNSure will also let you know if you qualify for free or low cost insurance through the state or federal insurance programs (Medical Assistance or Minnesota Care).
Assister Network to find someone to help you with your application. Navigators and assistors are available through many community health clinics, including the People’s Clinic (across the street from Augsburg) and Community-University Health Care.
International Student Health Insurance Programs
International students (F-1 & J-1 students and their dependents) are required to have adequate health insurance during their study program. It is mandatory for international students to enroll in Augsburg College’s group plan through HTH Worldwide. The only exception is if a student fills out a hard waiver form and is able to provide proof of equivalent coverage for each school year. To enroll or inquire about Augsburg’s group plan for international students, please contact Jim Trelstad-Porter, director of international student advising at 612-330-1686 or firstname.lastname@example.org.
Consumer Information on Health Insurance
Insure.com Articles on health insurance from an “independent” consumer website