Health Insurance


Augsburg students are not required to have health insurance (some low cost services are available to uninsured Augsburg students through a contract with Smiley’s Clinic).  However, you are strongly encouraged to pursue insurance coverage, as there are now many affordable options through the Affordable Care Act.  Many of our students who come from low-income households, find that they qualify for free or very low cost insurance through federal or state programs like Medical Assistance and Minnesota Care.  There is a lot of support available for figuring this out (see “ACA/Obamacare” section below).

If you are from outside Minnesota or from outside the Twin Cities area, make sure that your policy covers you in Minneapolis.  If not, please contact your company to see if it’s possible to make special arrangements for out-of-area coverage.

If your parents have insurance, the Affordable Care Act allows students to stay on their parents’ policy until the age of 26.

If you do not have insurance, here are some helpful resources to check out.

Private Student Insurance Plans

Horizon Agency
Tim Donovan

Offers voluntary health insurance to Augsburg College students.  A number of plans are available.

ACA / Obamacare

MNsure – New Health insurance exchange that provides a one-stop health insurance marketplace where Minnesotans can find and compare plans and choose the coverage that fits their needs. Based on your income, MNSure will also let you know if you qualify for free or low cost insurance through the state or federal insurance programs  (Medical Assistance or Minnesota Care).1-855-366-7873

mnformation     Get a quick estimate online of your health insurance costs through government programs/MNSure

Health Access  Health insurance enrollment help from MNSure certified navigators.  Online, or make an appointment at their St. Paul office.

Assister Network to find someone to help  you with your application.  Navigators and assistors are available through many community health clinics, including the People’s Clinic (across the street from Augsburg) and Community-University Health Care.

MN Care for DACA grantees:

As of January 1, 2017, the Minnesota Department of Human Services (DHS) will provide MinnesotaCare coverage to Deferred Action for Childhood Arrivals (DACA) grantees who meet all MinnesotaCare eligibility requirements.

DACA grantees who want to apply for MinnesotaCare must use the DHS-6696, Application for Health Coverage and Help Paying Costs.

Forward applications to DHS by fax or mail:

fax number: 651-431-7579
mailing address:

Minnesota Department of Human Services
PO Box 64839
St. Paul, MN 55164-0839

To receive MinnesotaCare coverage beginning January 1, 2017, an eligible DACA grantee must submit an application on or before January 31, 2017. If a DACA grantee applies after January 31, 2017, and is determined eligible, they will qualify for MinnesotaCare coverage beginning no earlier than the first day of the month after eligibility is approved.


International Student Health Insurance Programs

International students (F-1 & J-1 students and their dependents) are required to have adequate health insurance during their study program. It is mandatory for international students to enroll in Augsburg College’s group plan through HTH Worldwide. The only exception is if a student fills out a hard waiver form and is able to provide proof of equivalent coverage for each school year. To enroll or inquire about Augsburg’s group plan for international students, please contact Jim Trelstad-Porter, director of international student advising at 612-330-1686 or

Consumer Information on Health Insurance  Articles on health insurance from an “independent” consumer website