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Health Insurance


Augsburg students are not required to have health insurance (some low cost services are available to uninsured Augsburg students through a contract with People’s Center).  However, you are strongly encouraged to pursue insurance coverage, as there are now many affordable options through the Affordable Care Act.  Many of our students who come from low-income households, find that they qualify for free or very low cost insurance through federal or state programs like Medical Assistance and Minnesota Care.  There is a lot of support available for figuring this out (see “ACA/Obamacare” section below).

If you are from outside Minnesota or from outside the Twin Cities area, make sure that your policy covers you in Minneapolis.  If not, please contact your company to see if it’s possible to make special arrangements for out-of-area coverage.

If your parents have insurance, the Affordable Care Act allows students to stay on their parents’ policy until the age of 26.

If you do not have insurance, here are some helpful resources to check out.

Private Student Insurance Plans

Horizon Agency
Todd Stead

Offers voluntary health insurance to Augsburg University students.  A number of plans are available.

ACA / Obamacare

MNsure – Health insurance exchange that provides a one-stop health insurance marketplace where Minnesotans can find and compare plans and choose the coverage that fits their needs. Based on your income, MNSure will also let you know if you qualify for free or low cost insurance through the state or federal insurance programs  (Medical Assistance or Minnesota Care).1-855-366-7873

Health Access  Health insurance enrollment help from MNSure certified navigators.  Online, or make an appointment at their St. Paul office.

Assister Network to find someone to help  you with your application.  Navigators and assistors are available through many community health clinics, including the People’s Clinic (across the street from Augsburg) and Community-University Health Care.

MNCare Eligibility for DACA grantees (Minnesota Department of Health)  DACA students can apply for Minnesota Care. DACA students have to fill out a paper application and fax it in.  This can take about a month to process.  You can google the application as paper application as “DHS 6696 form”.


International Student Health Insurance Programs

International students (F-1 & J-1 students and their dependents) are required to have adequate health insurance during their study program. The ISSS office asks that international students enroll in Augsburg University’s group plans. To enroll or inquire about Augsburg’s group plan for international students, please contact the ISSS Office at and they will support you further.


Consumer Information on Health Insurance  Articles on health insurance from an “independent” consumer website



See the Student Support Guide — Pharmacies section

GoodRx is a very helpful website where you get coupons for cheap prescriptions for many medications, works for self-pay prescriptions not insurance